Terms of use for this investor website
Hard Money Loan App publishes educational content and accepts business-purpose loan scenarios. Nothing here is a loan offer, a pricing promise or a commitment to lend; every loan depends on underwriting by a wholesale lender.
Broker status
Hard Money Loan App is a Loan Daddy LLC brand, NMLS 2827624. Loan Daddy LLC is a mortgage broker, not a lender. We arrange and shop financing from wholesale lenders for business-purpose, non-owner-occupied investment property only; not for personal, family or household use.
Content and calculator limits
Guides, market pages, comparisons and the fix-and-flip / bridge calculator are planning education built on qualitative market reading and math from numbers you enter. Market descriptions are general and are not appraisals, rent guarantees or investment advice. A calculator result is not a quote, and examples on this site are illustrative only. Verify property facts, taxes, insurance, zoning and rental law with qualified local professionals before acting.
Applications
Submitting a scenario starts a conversation; it does not approve a loan, reserve pricing or commit any lender to anything. All loans are subject to underwriting and lender or investor approval, and terms are subject to change. Do not submit information for a property you plan to occupy, because our forms and systems will reject the request as outside this site business purpose.
Use of the site
Use this site for lawful investor research and genuine loan scenarios. Automated scraping that burdens the site, false submissions and attempts to bypass the occupancy restrictions or communications preferences are prohibited. SMS marketing consent is optional and is not required to submit a scenario. Read the SMS Terms, the privacy policy for how scenario information is handled, the licensing page for our public record, and the hard money overview for how investor financing works. When you have a business-purpose deal ready, start at the application.